It's difficult to style submit inputs without using images or javascript.
As I know there is no way to insert HTML code right into the sumbit input value. And if I wrap submit input in a div element (for example to add multiple borders), not the whole area will be clickable.
Will a click on a label cause the submitting of the form in all browsers?
<form method="test.rb">
<input type="text" name="test" id="test" />
<label for="button">
<input type="submit" name="button" id="button" value="Send!" />
</label>
</form>